Statute-cited disputes across Equifax, Experian & TransUnion. Every case starts with a full personal-information cleanup, then rolls into our 4-round dispute engine. Wealth Blueprint course included at no extra charge.
Boilerplate disputes get ignored. Ours are tied to the exact statute, the exact account, and the exact evidence — then escalated round by round until the bureau or furnisher resolves. And we clean up your personal information first, because a wrong address or old name is often exactly why bureaus "verify" bad data.
Your strategy isn't the same as someone else's. Each track ranks items by what matters most for your milestone — and gives you the coaching to match.
Plug in your balances, limits, and negatives. Our simulator returns realistic, FICO-aware action items — no fairy-tale numbers.
Estimate the impact of utilization, dispute wins, and inquiry challenges.
Claude-powered, FCRA-aware, compliance-bound. It cites statute when it cites law and never invents facts.
Try the advisorEvery letter cites the exact FCRA/FDCPA section and references the consumer's actual account, evidence, and round. Download-ready.
Capital One charge-off from 2022 was finally deleted after a Method of Verification request. Score jumped 47 points in two weeks. Round 1 they verified; Round 2 they could not produce the documentation.
The exact 10-module framework Brandon Safford uses to take clients from credit-fixed to cash-flowing — credit optimization, liquidity, BRRRR real estate, multiple income streams, asset protection, and legacy. Included with your $97/mo credit-repair plan at no extra charge.
Create your account, pick your Focus Track, pick your monthly payment day, and your first dispute round goes out this week.