Pricing
Pay for outcomes,
not promises.
Month-to-month. Cancel anytime. We don't charge for items we can't legitimately challenge under the FCRA.
Foundation
For one bureau focus or 1-3 negative items.
$20/month
- Single Focus Track
- Up to 3 active dispute items
- AI Credit Advisor (50 messages/mo)
- Statute-cited PDF letters
- Education library
Most chosen
Strategist
For most clients with mixed negatives across bureaus.
$30/month
- All Focus Tracks unlocked
- Unlimited dispute items
- Unlimited AI Advisor
- 4-round dispute engine
- Method of Verification + Furnisher direct
- Score simulator + utilization coaching
Concierge
For business funding, identity theft, or fast home-buy timelines.
$100/month
- Everything in Strategist
- Priority round generation
- Identity theft kit + FTC affidavit help
- Bi-weekly strategist review
- CFPB escalation drafting
CROA-safe disclosures
- • You may dispute inaccurate items yourself for free directly with the credit bureaus.
- • We do not guarantee any specific deletion or score change.
- • We do not file fake identity theft claims and will refuse such requests.
- • You may cancel this service at any time, for any reason.